Paying for an AI coding API
with Alipay and WeChat
As of 2026-10-20, QCode top-ups accept Alipay, WeChat, bank cards, Apple Pay, Google Pay and crypto; the platform charges no fee, and crypto is verified by hand, usually within a day. CNY top-ups start at ¥30; USD top-ups run from $5 to 2,000 USD, with separate balances.
Updated 2026-11-05
Top up once and call Claude, GPT and Chinese models with one key — Starter from $9/month, or pay-as-you-go packs with no subscription.
- Billed per token — live rates on /models
- Pay by card (Visa / Mastercard), Apple Pay, Google Pay or crypto
- Self-service: top up and activate instantly
Four limits and fees
USD top-up range
USD top-ups run from $5 to $2,000. Each payment method has its own cap, and the page asks you to split the payment when you exceed it.
Minimum CNY top-up
CNY top-ups start at ¥30; the CNY and USD balances are separate and do not mix.
Crypto platform fee
On-chain transfers are verified by hand; no platform fee, many coins and networks.
Starting point for each currency
CNY top-ups start at ¥30, USD at $5. The USD range is $5 to $2,000.
Three things to check before paying
The question is not 'is it supported' but three concrete things: whether it fits how you pay, how much one payment can carry, and which currency balance it lands in. QCode's top-up page is split by currency; CNY and USD are separate balances. Those three decide how many payments you need, what you actually pay, and when you can start. Once the money arrives you can buy a plan or Pay-as-you-go Packs. CNY top-ups start at ¥30, USD from $5 to $2,000; crypto is verified by hand, usually within a day.
Payment methods and amount limits (2026-10-20)
Checked 2026-10-20: no payment method charges a fee. WeChat Pay runs through a cross-border acquirer, works by desktop QR scan and inside WeChat, with card payment on the same checkout page; the final charge settles at WeChat's rate. CNY top-ups start at ¥30; USD top-ups run from $5 to 2,000 USD. Each payment method has its own cap, and the page asks you to split the payment when you exceed it. Crypto is verified by hand, has no platform fee, and usually lands within a day (faster in business hours). The two currency balances are separate and do not mix.
What one top-up looks like end to end
Pick the currency first. The CNY and USD balances are separate ledgers that do not mix, so check which currency your intended plan is priced in before paying.
Choose a channel. Within the per-transaction cap, use Alipay or WeChat; above it, split the payment or use a card. If you can wait a day, crypto is verified by hand.
Alipay and WeChat top-ups provision themselves and take effect immediately. For crypto, send us the coin and chain, the amount, the on-chain transaction hash and your account email; we credit it after verification.
Confirmed terms vs common misreadings
Confirmed
① No payment method charges a fee. ② WeChat and card share one checkout page. ③ Crypto has no platform fee but needs manual verification. ④ The CNY minimum is 30 and only whole amounts are accepted. ⑤ The two currency balances are separate and do not mix.
Common misreadings
① "The WeChat charge equals the figure on screen" — not necessarily; cross-border acquiring settles at WeChat's rate of the moment. ② "Crypto is fastest" — the opposite: it is verified by hand, usually within a day. ③ "I can get a refund if I overpay" — refunds are not supported, but upgrading credits the old plan's unused value back to your balance pro rata, and member-to-member balance transfers are available. ④ "A CNY balance can buy a USD-priced plan" — it cannot.
Which channel suits which case
Small amount, needed now
Alipay or WeChat (no fee on either). The top-up provisions itself and takes effect immediately, with no manual step. Each method has its own per-transaction cap, so split the payment if you exceed it. Good for individuals and small teams.
Large amount
Large amount: split the payment, use a bank card / Apple Pay / Google Pay, or crypto (manual check, usually within a day). Good for team purchases and prepayment.
Three details that trip people up
① The amount shown on the WeChat page can differ from the final debit: cross-border acquiring settles at WeChat's rate, so WeChat's final debit is authoritative. ② Duplicate payments: WeChat confirmation can take a few minutes, and the page updates once the money arrives; do not pay twice during that window. ③ For crypto, sending 2–3% extra covers on-chain fees and rate movement, and the surplus still lands in your balance. Not ready for a monthly plan? Pay-as-you-go Packs start at $4 for a one-time quota you use within 7 days. You cannot buy packs while you have an active Personal Plan; if the plan's quota is not enough, buy a booster pack.
On QCode
The recharge page shows each payment method's current limits and governs. We do not offer refunds (a provisioned digital good occupies account resources immediately), but member-to-member balance transfers are supported. The one exception is upgrading: after buying a higher-quota plan, email hi@qcode.cc and the unused time on the old plan is credited back to your QCode balance pro rata (to your balance, not to the original payment method).
FAQ
Is there a per-transaction cap on Alipay top-ups?
Alipay tops up the CNY balance and charges no fee. It has its own per-transaction cap, shown on the top-up page; when you exceed it, the page asks you to split the payment. Once credited, you can activate a plan right away.
The WeChat charge differs from the amount I saw. Why?
WeChat Pay runs through a cross-border acquirer and charges no fee; the final charge settles at WeChat's own exchange rate. WeChat's final debit is authoritative.
How do I pay for Claude Code from China with Alipay, and how long until it lands?
On QCode, topping up with Alipay takes three steps: choose the currency and pay on the recharge page, use the balance to activate a plan, then put the cr_ key into your tool. Alipay, WeChat Pay and cards usually arrive within a minute; if nothing arrives within 10 minutes, contact support with your order number. Alipay and WeChat usually confirm within a few minutes and the page prompts you once credited — do not pay again during that window. Crypto is verified by hand, usually within a day and faster during business hours.
Can a CNY balance buy a USD-priced plan?
No. The CNY and USD balances are tracked separately and do not transfer between each other; a top-up lands in the balance of its own currency. Check the plan's pricing currency before paying.
How does a crypto top-up work, and why is it manual?
After sending, give us the coin and chain, the amount, the on-chain transaction hash and your account email; we credit it after verification. Doing it by hand avoids a third-party crypto gateway, which is why the platform fee is zero; the cost is the wait, usually within a day. Send 2–3% extra to cover on-chain fees and rate movement.
Can I get a refund if I top up too much?
No. What we sell is a digital good: once provisioned it occupies account resources and starts metering. Member-to-member balance transfers are supported instead — email us the amount and the recipient's address, usually handled within one business day. Withdrawals are not supported. The one exception is upgrading: after buying a higher-quota plan, email hi@qcode.cc and the unused time on the old plan is credited back to your QCode balance pro rata (to your balance, not to the original payment method).
Sources
Payment methods, amount limits and settlement: docs.qcode.cc/docs/reference/payment-methods (fetched 2026-10-20). Pay-as-you-go prices and rules: qcode.cc/pay-as-you-go and docs.qcode.cc/docs/reference/payg-packs (fetched 2026-10-20). Handling fees and refunds/balance transfers: the /pricing FAQ. All of this can change with payment-method policies; the top-up page shown at payment time is authoritative.
Pick the currency, then top up
Pick the currency first: CNY top-ups from ¥30, USD from $5. Not ready for a monthly plan? Pay-as-you-go Packs start at $4 for a one-time quota you use within 7 days.
Further reading
Claude Code API relay: two environment variables and billing
Checked 2026-11-04: what a Claude Code API relay is, the Anthropic protocol and base URL, key and billing, payment methods and arrival times, features and misconceptions.
Pay for Claude API with Apple Pay / Google Pay
Apple Pay, Google Pay, cards, crypto, Alipay and WeChat Pay: currency, fee labels, amount range and the three top-up steps.
Claude Code team shared keys guide
One sub-API key per person, a daily quota per key, qot_ usage queries, offboarding, and how Anthropic Team / Enterprise compare.
Crypto payment guide
Nine coins, 56 networks, zero platform fee for AI coding API credits.
Checked 2026-10-20. Limits and fees can change with payment-method policies; the top-up page shown at payment time and the payment platform's final debit are authoritative.